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Written by Clyde Rowland
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Dec 13, 2009 at 11:36 AM |
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Recently I was asked a question about ” Is President Obama (BHO) preparing for a civil war” and this was my reply
I really don’t know. A couple of years ago I called BHO a post turtle. A post turtle is when you are in the country and see a line of fence posts and one of them has a turtle on the top and you wonder; how did the turtle get up there, who put it there, why did they put it there, and what do they want it to do for them? The only thing for sure you know about the turtle is it didn’t get there by itself.
In answer to your question about does BHO want a civil war, I truly don’t know but I hope not. As soon as we figure out who put him up there and why we will know the answer and I hope it isn’t too late. The unions, big labor and the mafia, in my opinion, are the same entity and I believe they put him there. If they did I do not think he will want a civil war. If there is a good thing about the mafia it would be that they want to profit, tax-free off the country. If they destroy the country they destroy themselves. If the Muslims are behind him they would want a civil war and try to move in and take over like they are doing in Western Europe. The third option is he may just be a socialist liberal that believes government should not only tell us when to go to the bathroom, they should also be there to wipe our butt.
That being said, I think we need to look to our past, re-examine our values, see what our founding fathers really intended our country to be and not forget the most important three words in our Constitution, “WE THE PEOPLE”. We joke about the trouble with political jokes is they get elected. We can no longer afford do that. We are now spending our grand children’s money.
We never needed a term limit law because we already had term limits we call it a free election. We can no longer vote for the lesser of two evils, or vote for the incumbent and say we voted for the devil we know rather than the devil we don’t know. If our politicians are not doing their job, if they are corrupt then out they go. I know I am a hard-nosed patriot but I believe with all my heart that a politician that betrays his or her country should be tried for treason. If you steal or betray an elected office you have betrayed your country. If you spend public money on a pork project for money or votes, it is theft from your citizens and that should be treason. We are in two wars at this time. When sub-contractors cheat the government out of billions of dollars, shouldn’t that be treason. Yet we let the same people start new companies with clear records and do it all over again. When we have a politician that builds an airport that is not needed in the panhandle and uses a college to camouflage the transaction, and our government can’t decide if that is crooked or just over zealous, we are in deep doo. If the politicians that we vote in are no better, out they go. eventually we will rebuild our government. We treat our politicians like demigods. Real about the fall of Rome and think America. We are the strongest nation on the planet. No other country can defeat us only we can defeat ourselves and I think BHO was the opening volley. We have to start getting involved and by involved I think email bitching is a start but we have to start attending Tea Parties, go to town meetings, get involved, be part of the solution and stop being part of the problem. Do you realize if we threw tea into Boston Harbor like our ancestors, the EPA would have us all locked up on pollution charges. We have no civil rights anymore. As a citizen I feel like the villager at the bottom of the hill waiting for the Vampire to come done the mountain to feed.
I was going to start an apathy club but I just didn’t really give a damn but that has to stop. We have the government we deserve but if we get involved we will deserve more. If not we will have a civil war at sometime in the near future and it will not be good for people and other living things. In our youth they called us hippies but we believed we could change things, now we just don’t want to rock the boat. Maybe tie dyed camouflage needs to be the new uniform. We could be the “Grey Panthers”.
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Last Updated ( Dec 13, 2009 at 11:41 AM )
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Written by Clyde Rowland
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Dec 13, 2009 at 10:34 AM |
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Recently I was asked a question about " does President Obama (BHO) want a civil war" and this was my reply
I really don't know. A couple of years ago I called BHO a post turtle. A post turtle is when you are in the country and see a line of fence posts and one of them has a turtle on the top and you wonder; how did the turtle get up there, who put it there, why did they put it there, and what do they want it to do for them? The only thing for sure you know about the turtle is it didn't get there by itself.
In answer to your question about does BHO want a civil war, I truly don't know but I hope not. As soon as we figure out who put him up there and why we will know the answer and I hope it isn't too late. The unions, big labor and the mafia, in my opinion, are one and the same entity and they put him there. If they did I do not think he will want a civil war. If there is a good thing about the mafia it would be that they want to profit, tax free off the country. If they destroy the country they destroy themselves. If the Muslims are behind him they would want a civil war and try to move in an take over like they are doing in Western Europe. The third option is he may just be a socialist liberal that believes government should not only tell us when to go to the bathroom, they should also be there to wipe our butt.
That being said, I think we need to look to our past, reexamine our values, see what our founding fathers really intended our country to be and not forget the most important three words in our Constitution, “WE THE PEOPLE”. We joke about the trouble with political jokes is they get elected. We can no longer afford do that. We are now spending our grand children's money.
We never needed a term limit law because we already had term limits we call it a free election. We can no longer vote for the lesser of two evils, or vote for the incumbent and say we voted for the devil we know rather than the devil we don't know. If our politicians are not doing their job, if they are corrupt, out they go. I know I am a hard-nosed patriot but I believe with all my heart that a politician that betrays his or her country should be tried for treason. If you steal or betray an elected office you have betrayed your country. If you spend public money on a pork project for money or votes, it is theft from your citizens and that should be treason. We are in two wars at this time. When sub-contractors cheat the government out of billions of dollars, shouldn't that be treason. Yet we let the same people start new companies with clear records and do it all over again. When we have a politician that builds an airport that is not needed in the panhandle and uses a college to camouflage the transaction, and our government can't decide if that is crooked or just over zealous, we are in deep do. If the politicians that we vote in are no better, out they go. eventually we will rebuild our government. We treat our politicians like demigods. Real about the fall of Rome and think America. We are the strongest nation on the planet. No other country can defeat us only we can defeat ourselves and I think BHO was the opening volley. We have to start getting involved and by involved I think email bitching is a start but we have to start attending Tea Parties, go to town meetings, get involved, be part of the solution and stop being part of the solution. Do you realize if we threw tea into Boston Harbor like our ancestors, the EPA would have us all locked up on pollution charges. We have no civil rights anymore. As a citizen I feel like the villager at the bottom of the hill waiting for the Vampire to come done the mountain to feed.
I was going to start an apathy club but I just didn’t really give a damn but that has to stop. We have the government we deserve but if we get involved we will deserve more. If not we will have a civil war at sometime in the near future and it will not be good for people and other living things. In our youth they called us hippies but we believed we could change things, now we just don't want to rock the boat. Maybe tie dyed camouflage needs to be the new uniform. We could be the “Grey Panthers”.
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Written by Clyde Rowland
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Jul 29, 2009 at 02:10 PM |
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I have been doing FHA loans since 1972 (I started when I was 3 years old +/-) and it used to be easy. We would underwrite a loan based on common sense underwriting. 1) do they pay their bills 2) do they make enough money to pay the bills 3) is their job stable. It was pretty simple. Did we make some mistakes, damn right we did and we were expected to make some. However credit scoring is infallible, haven't you heard? If the computer says you can buy, you can buy. If you have a low score does it matter? Why? What about identity fraud? What about circumstances outside of your control? They gcan et it off your file but sometimes the damage has been done. Letter writing isn't going to fix that.
I think we have to have attorney driven credit repair because attorneys wrote the laws to benefit attorneys. This is a fact and we all know it to be true.
The rules are the rules.
We have to follow the rules and the rules were written by and for attorneys.
The average person doesn't understand the process enough to do this themselves. I know the government wants us to explain to the buyer they can do this themselves and they are 100% true. I also have delivered horses, cows, and pigs but both my daughters and my two wonderful grandchildren were born in the hospital with specialists that deliver babies. The attorneys are the specialists. Sure we can do the credit repair ourselves but what happens if ???
Mom and Pop credit and online repair shops are popping up everywhere. In my opinion this shows the need for someone to help the buyer and we also know the mom and pops are usually just letter writers and can often times do more harm than good.
One of the things we need to keep a very vigilant eye on is self regulating our new industry. We all have already seen the crooks, fraud merchants and their kind. We absolutely cannot let it get away like we did in housing. When you run across a crook or shyster, report them. It is your duty to your country as well as your profession. Charlatans have been around for years. I have heard of companies that promise the moon and get tremendous prices. Bad things happen to good people. We can help those people . A score is a number while people are still people. Another thing, do no harm. Building false files, getting new identities, trying a person with no credit to an account that belongs to a person with good credit, these things are possible but, not only are they fraud, they are wrong.
Medical bills and collections are only deductible to the doctor if the doctor makes ever effort to collect the debt. What is proof the debt collection was attempted? Hand it over to an attorney for collection (guess who wrote that law?) my guess is it wasn't Joe the Plumber.
"The first thing we do," said the character in Shakespeare's Henry VI, is "kill all the lawyers.". While I wouldn't go that far I do believe we should fight fire with fire. The lawyers write the laws that require lawyers to understand them, lawyers to fight them, and lawyers to change them.
We keep voting lawyers in and they keep writing laws that make sure they have work. And we act surprised. Maybe if we started voting for strippers we would all have a pole in our living rooms, be in better shape, and even if we weren't any better off we would have more fun.
As I stated earlier, I have been helping people fix their credit forever but now I have formed a joint venture with National Credit Federation and let their 20,000+ attorneys do what they do best, litigate. I sell they sue. Works for me. My personal NCF website is correct credit legally.
If you are a Realtor, builder, lender, or any profession that has buyers that need a certain credit score to qualify to buy your product, I think you absolutely have to either be in the credit repair business, have someone in your office that is, or have a referral partner that understands that it is hard enough to sell a home but it is especially hard to work hard and watch your buyer get turned down because of something correctable. At www.CorrectCreditLegally.com we utilize the attornies. This is their business, they made the rules and we can either play by those rules or fail. I think the choice is ours.I am always looking for partners.
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